This website found at (the “Website”) is operated by Lantern Limited (“Lantern”) and contains information about the range of services offered by Lantern. You should read the information set out below before using the Website. This sets out the legal provisions applicable to the content of this Website. By accessing the Website, you agree to be bound by these terms and conditions (these “Terms”).

Lantern Limited is a company registered in Jersey with its registered office at 11-15 Seaton Place, St Helier, Jersey JE4 0QH.

In these Terms, when we refer to “we“, “us” or “our“, we mean Lantern; and when we refer to “you” or “your” we mean you, the person accessing or using the Website.

Please read these Terms carefully. By using the Website, you confirm that you accept these Terms and that you agree to comply with them. If you do not agree with these Terms, or to any changes to these Terms, you must not use our Website. We recommend that you print a copy of these Terms for future reference.

The materials contained in this Website are provided for general information purposes only and do not constitute legal or other professional advice. Any reliance you place on such information is strictly at your own risk. Lantern disclaims all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to this Website, or by anyone who may be informed of any of its contents.

Lantern reserves the right to amend these Terms in its sole discretion from time to time. Lantern will post any such changes on the Website, and changes are effective immediately upon posting. Please check these Terms regularly to ensure that you understand the Terms that apply at the time that you access and use the Website. Your continued access to or use of the Website following any such changes constitutes your acceptance of, and agreement to be bound by, such new terms and conditions.

The Website is made available free of charge. We do not guarantee that the Website, or any content on it, will always be available or be uninterrupted. Access to the Website is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of the Website without notice. We will not be liable to you if for any reason the Website is unavailable at any time or for any period. We may update the Website and/or change the content on it at any time.

You are responsible for making all arrangements necessary for you to have access to the Website. You are also responsible for ensuring that all persons who access the Website through your internet connection are aware of these Terms and that they comply with them.

Acceptable Use

You agree not to:

  • use the Website in any way that breaches these Terms or any applicable local, national or international law or regulation;
  • copy, or otherwise reproduce or re-sell any part of the Website unless expressly permitted to do so in these Terms; or
  • do any act or thing that might damage, disrupt or otherwise interfere with the operation of the Website or any equipment, network or software used in operating the Website.

We do not guarantee that the Website will be totally secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programs and platform in order to access the Website and we recommend that you use your own virus protection software.

You must not misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website. You must not attack the Website via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Jersey Law 1995. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Website will cease immediately.

Copyright and Ownership

The copyright in the Website and in the downloadable documents on the Website is owned by Lantern. Specifically, the trade names, trademarks, service marks, trade dress, logos and other indicia of source (collectively, “Marks”) found on the Website and any and all information and content available through the Website (including policies, business plans, research, concepts and other information (collectively, the “Content”)) are proprietary to Lantern or its licensors and are protected by intellectual property rights and unfair competition and other laws. Such rights are reserved.

You are not granted any right to use, and may not use, any of our intellectual property rights other than as set out in these Terms. You must not use the Website (or any part of it or its content) for commercial purposes; however, you may download material from the Website solely for personal use by you, subject to the following conditions:

  • the pages, or any portion of them, may be used only for general informational purposes; and
  • any copy of the pages, or portion of them, must include the copyright notice, or the original heading identifying Lantern

No part of the Website, including, without limitation, the text, designs, graphics, photographs and images contained in it, may be copied, reproduced, republished, uploaded, re-posted, modified, transmitted or distributed or otherwise used in any way for any non-personal, public or commercial purpose without our prior written consent.

Third Party Links

From time to time, Lantern may provide links from the Website to web sites operated by third parties. Lantern’s decision to do so is in no way an endorsement of these web sites. Lantern assumes no responsibility for the content of websites linked to from the Website (including links to our commercial sponsors and partners). Lantern will not be liable for any loss or damage that may arise from your use of them. Lantern does not monitor, edit or control such third party sites and is not responsible in any way for the suitability of their content or for the quality of the products or services offered therein. Your choice to follow links to such websites is at your sole risk. When you click on a link to another website you will be leaving the Website. If you have any questions regarding a linked web site, please direct them to the administrator of the relevant web site. Lantern reserves the right to terminate any link at any time.

Limitation of Liability

While every effort has been made to ensure that the information contained on the Website is complete and accurate at the date of publication, the information, materials and opinions contained on the Website are for general information purposes only, are not intended to constitute legal or other professional advice, and should not be relied on or treated as a substitute for specific advice relevant to particular circumstances. Lantern does not warrant the adequacy, accuracy or completeness of the information contained on the Website, and does not accept any liability arising from any inaccuracy or omissions in or the use of or reliance on the information contained within the Website to the maximum extent not prohibited under applicable law. Neither Lantern Limited nor any other entity within the Group that Lantern is a part of accepts any responsibility for any loss or damage (whether in contract, tort (including negligence), breach of statutory duty, or otherwise (even if foreseeable) arising under or in connection with the use of, or inability to use, the Website, or which may arise from use of, or reliance on, any information or materials published or available for download from the Website to the maximum extent not prohibited under applicable laws.

We have no liability to you for: (i) loss of profits, sales, business, or revenue; (ii) business interruption; (iii) loss of anticipated savings; (iv) loss of business opportunity, goodwill or reputation; or (v) or for any loss or damage that is not foreseeable. Loss or damage is foreseeable if it was an obvious consequence of our breach or if it was contemplated by you and us at the time that you accessed the Website.

Nothing in these Terms excludes or limits our liability (or the liability of our affiliates or persons) for: (i) death or personal injury caused by our negligence; (ii) fraud or fraudulent misrepresentation; and (iii) any matter in respect of which it would be unlawful for us to exclude or restrict our liability, including under the regulatory systems of the jurisdictions in which we operate.

Disclaimer of Warranties

The Website and content are provided “as is” and “as available” and, to the maximum extent not prohibited under applicable laws, are provided without warranties, claims or representations made by Lantern, either express, implied or statutory, with respect to the Website, including warranties of quality, performance, non-infringement, merchantability, fitness for a particular purpose, nor are there any warranties created by course of dealing, course of performance or trade usage. Lantern further does not represent or warrant that the Website and content will always be available, accessible, uninterrupted, timely, secure, accurate, complete or error-free. You acknowledge that the entire risk arousing out of the use or performance of the Website remains with you to the maximum extent not prohibited under law.


By using the Website, you agree that you will be solely responsible for, and that you will defend, indemnify and hold Lantern, its parents, subsidiaries and other affiliates and each of their respective officers, directors, agents, employees and representatives harmless from and against any and all claims, demands, liabilities, costs or expenses, including reasonable attorneys’ fees, resulting from your violation of these Terms or otherwise resulting from your use of the Website. Lantern reserves the right, at its own expense, to assume the exclusive defence and control of any matter for which it is entitled to indemnification, but you must still indemnify Lantern for all liabilities, losses or damages. You agree to provide Lantern with whatever cooperation it reasonably requests.

Limitation on Time to File Claims

Any cause of action or claim you may have arising out of or relating to these Terms or the Website must be commenced within one year from the date you become, or ought reasonably to have become, aware of having grounds to make a claim in respect of the event. Otherwise, such cause of action or claim is permanently barred, unless required by law.

Suspension and termination

If you breach any of these Terms, we may immediately do any or all of the following (without limitation): (i) issue a warning to you to take further legal action against you; (ii) temporarily or permanently withdraw your right to use the Website; (iii) issue legal proceedings against you for reimbursement of all costs resulting from the breach (including, but not limited to, reasonable administrative and legal costs); (iv) take further legal action against you; and/or disclose such information to law enforcement authorities as we reasonably feel is necessary to do so.

Other important information

Each of the clauses of these Terms operates separately. If any court or relevant authority decides that any of them are unlawful or unenforceable, the remaining clauses will remain in full force and effect.

If we fail to insist that you perform any of your obligations under these Terms, or if we do not enforce our rights against you, or if we delay in doing so, that will not mean that we have waived our rights against you and will not mean that you do not have to comply with those obligations. If we do waive a default by you, we will only do so in writing, and that will not mean that we will automatically waive any later default by you.

If you wish to have more information on online dispute resolution, please follow this link to the website of the European Commission: This link is provided as required by Regulation (EU) No 524/2013 of the European Parliament and of the Council, for information purposes only. We are not obliged to participate in online dispute resolution.

Governing law and jurisdiction

If you are a business, these Terms, their subject matter and their formation (and any non-contractual disputes or claims) are governed by the laws of the Island of Jersey. We both agree to the exclusive jurisdiction of the courts of the Island of Jersey.

If you are a consumer, please note that these terms of use, their subject matter and their formation, are governed by the laws of the Island of Jersey.  This means that your access to and use of the Website, and any dispute or claim arising out of or in connection therewith (including non-contractual disputes or claims), will be governed by the laws of the Island of Jersey.  You can bring proceedings in respect of these Terms in the courts of the Island of Jersey.  However, if you are a consumer, and if you live in another European Union member state you can bring legal proceedings in respect of these Terms in the courts of that Member State. As a consumer, if you are resident in the European Union and we direct the Website to the member state in which you are resident, you will benefit from any mandatory provisions of the law of the country in which you are resident.  Nothing in these Terms affects your rights as a consumer to rely on such mandatory provisions of local law.

Contacting us

Should you have any reasons for a complaint, we will endeavour to resolve the issue and avoid any re-occurrence in the future. You can always contact us using the details on the Website.

Terms last updated 5 October 2023.